Many United States retirees will receive payments upon reaching the age of 60 except for these four groups that will never receive retirement funds or the so-called “never beneficiaries” as reported by Washington Examiner.

It was the Social Security Administration that called these groups “never beneficiaries” and in their estimates, there were approximately 2.7 million retirees that were considered as such which is approximately equivalent to 3.5% of the country’s senior population

74.2 retirees in the US are receiving benefits each year and only 79.6 are over 60.

74.2 retirees in the US are receiving benefits each year and only 79.6 are over 60. (PHOTO: Facet Wealth)

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The Categories Of  “Never Beneficiaries”

First, immigrants that enter the US legally as seniors can not receive monthly Social Security payments due to the amount of time they need for working in the country.

Immigrants need to acquire 40 work credits that can only be reached by paying into the program for 10 years, in order to be considered as beneficiaries.

Based on the data of SSA, the largest group of “never beneficiaries” that constitutes 45.8% of the four categories are the late-arriving seniors.

Second, those who fail to earn the mandatory 40 work credits needed for the program but are not immigrants who entered the U.S. after the age of 50 can not receive benefits as well.

Those who cannot work because of disability are excluded from this category. Disable can avail supplemental security income from Social Security.

To determine if the person is eligible for the program or not, a scaled age-to-credits table is used.

Lastly are the noncovered workers.

Included in this category are certain local and state employees whose is receiving a pension that is not covered by the administration.

As of now, congress keeps on discussing how the program can be saved.

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